Personal Car Financing

Volkswagen Finance Botany

At Sydney City Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Sydney City Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

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At Sydney City Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Sydney City Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

Volkswagen Finance Botany

At Sydney City Volkswagen, we understand that choosing a car is a very personal thing, which is why we make our car finance just as personal. Our team are here to help you create an individually tailored finance solution that’s perfect for your vehicle and budget.

Our dealership works with Volkswagen Financial Services, who have been helping our clients experience the comfort, style and sheer driving pleasure of owning a New Volkswagen for over 60 years. Our financial experts put your new car on the road sooner, and can also help you keep it there with Volkswagen insurance solutions designed to keep your investment safe.

With so many options to choose from, finding the right finance for your new vehicle can seem daunting. Sydney City Volkswagen is here to help you, with everything you need in the one place. To find out your options, and get your new Volkswagen on the road sooner, Contact our finance specialists today.

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Personal car finance that puts you at the wheel¹

A new car should suit your lifestyle, be reliably made, and not break the bank. Financial services should be the same. That’s why we offer flexible finance solutions that can be shaped to your needs.

Please read the Target Market Determinations (TMD)² document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Download consumer loan TMD here or for more information visit the Target Market Determinations page.

A new car should suit your lifestyle, be reliably made, and not break the bank. Financial services should be the same. That’s why we offer flexible finance solutions that can be shaped to your needs.

Please read the Target Market Determinations (TMD)² document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Download consumer loan TMD here or for more information visit the Target Market Determinations page.

Personal car finance that puts you at the wheel¹

A new car should suit your lifestyle, be reliably made, and not break the bank. Financial services should be the same. That’s why we offer flexible finance solutions that can be shaped to your needs.

Please read the Target Market Determinations (TMD)² document for our Financial Services products. This document ‘Target Market Determination’ describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Download consumer loan TMD here or for more information visit the Target Market Determinations page.

Consumer Loan

Personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed interest rates mean you can budget with confidence³.

Consumer Loan

Personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed interest rates mean you can budget with confidence³.

Novated Lease

A Novated Lease is simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save your thousands compared to buying a vehicle after tax.

Novated Lease

A Novated Lease is simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save your thousands compared to buying a vehicle after tax.

The difference between a finance lease vs an operating lease.

If you choose to lease your Volkswagen, you’ll have the option to do so through a ‘finance lease’ or an ‘operating lease’. Which lease you choose will depend on your long-term plans for your new car.

Someone who wants to buy their vehicle at the end of their lease might benefit more from a finance lease, while those who prefer to regularly upgrade their vehicle may find an operating lease more appropriate.

Finance lease

Under a finance lease, you’ll have the option to purchase your vehicle at the end of your lease agreement. This can save you on the upfront costs associated with buying a new car outright, but you’ll still end up owning your very own Volkswagen after making a final balloon payment.

Repayments on a finance lease do not include maintenance costs, however. This means you will take on the risks of car ownership for the duration of your lease – after all, it could be your car one day.

Operating lease

Operating leases are shorter than finance leases, which gives you the opportunity to upgrade your wheels more frequently. What’s more, maintenance costs are baked into your repayment amounts, reducing the hassle of keeping your vehicle up and running.

For the duration of the operating lease, you’ll be able to use the car exactly as if you owned it, and once your lease is up you simply return it. Just remember, you won’t be able to purchase a vehicle leased through this arrangement.

If you choose to lease your Volkswagen, you’ll have the option to do so through a ‘finance lease’ or an ‘operating lease’. Which lease you choose will depend on your long-term plans for your new car.

Someone who wants to buy their vehicle at the end of their lease might benefit more from a finance lease, while those who prefer to regularly upgrade their vehicle may find an operating lease more appropriate.

Finance lease

Under a finance lease, you’ll have the option to purchase your vehicle at the end of your lease agreement. This can save you on the upfront costs associated with buying a new car outright, but you’ll still end up owning your very own Volkswagen after making a final balloon payment.

Repayments on a finance lease do not include maintenance costs, however. This means you will take on the risks of car ownership for the duration of your lease – after all, it could be your car one day.

Operating lease

Operating leases are shorter than finance leases, which gives you the opportunity to upgrade your wheels more frequently. What’s more, maintenance costs are baked into your repayment amounts, reducing the hassle of keeping your vehicle up and running.

For the duration of the operating lease, you’ll be able to use the car exactly as if you owned it, and once your lease is up you simply return it. Just remember, you won’t be able to purchase a vehicle leased through this arrangement.

The difference between a finance lease vs an operating lease.

If you choose to lease your Volkswagen, you’ll have the option to do so through a ‘finance lease’ or an ‘operating lease’. Which lease you choose will depend on your long-term plans for your new car.

Someone who wants to buy their vehicle at the end of their lease might benefit more from a finance lease, while those who prefer to regularly upgrade their vehicle may find an operating lease more appropriate.

Finance lease

Under a finance lease, you’ll have the option to purchase your vehicle at the end of your lease agreement. This can save you on the upfront costs associated with buying a new car outright, but you’ll still end up owning your very own Volkswagen after making a final balloon payment.

Repayments on a finance lease do not include maintenance costs, however. This means you will take on the risks of car ownership for the duration of your lease – after all, it could be your car one day.

Operating lease

Operating leases are shorter than finance leases, which gives you the opportunity to upgrade your wheels more frequently. What’s more, maintenance costs are baked into your repayment amounts, reducing the hassle of keeping your vehicle up and running.

For the duration of the operating lease, you’ll be able to use the car exactly as if you owned it, and once your lease is up you simply return it. Just remember, you won’t be able to purchase a vehicle leased through this arrangement.

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Disclaimer:
• This is a model, not a prediction. It only provides an estimate of amounts and repayment periods and is designed to give an indicative loan repayment based on the information you have provided.
• Finance Calculator estimate does NOT include any fees or charges associated with a loan transaction.
• Use of this calculator does not imply that a particular interest rate, term or loan amount is available and in no way constitutes an offer of finance.
• This calculator does NOT take into account your personal circumstances or ability to repay the payments displayed and is NOT intended to be your sole source of information when making a financial decision. You should consider whether you should obtain advice from a licensed financial adviser.
• Please contact our Dealership and speak with the Finance Specialist to obtain your own Personalised Rate Quote.

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1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.

2. Subject to Volkswagen Financial Services Australia Pty Limited credit lending criteria and eligibility requirements being met. T & C’s apply. To see if this product is right for you, please see our TMD on our website.

3. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.

2. Subject to Volkswagen Financial Services Australia Pty Limited credit lending criteria and eligibility requirements being met. T & C’s apply. To see if this product is right for you, please see our TMD on our website.

3. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

1. The information provided on this website by Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 is of a general nature and for information only. Nothing on our website is to be considered legal, financial or taxation advice. You should seek your own independent legal, financial and/or taxation advice about any of our products and services feature on this website, to ensure your personal circumstances are fully considered.

2. Subject to Volkswagen Financial Services Australia Pty Limited credit lending criteria and eligibility requirements being met. T & C’s apply. To see if this product is right for you, please see our TMD on our website.

3. Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.

Personal Car Financing

Personal Car Financing

Volkswagen Finance Botany

Volkswagen Finance Botany

Personal car finance that puts you at the wheel1

Personal car finance that puts you at the wheel1

Consumer Loan

Consumer Loan

Novated Lease

Novated Lease

The difference between a finance lease vs an operating lease.

Finance lease

Operating lease

Finance lease

Operating lease

The difference between a finance lease vs an operating lease.

Finance lease

Operating lease

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Finance Calculator

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Personal car finance that puts you at the wheel¹

Personal car finance that puts you at the wheel¹