Consumer Loan
Personalise your payments
DRIVE YOUR NEW VOLKSWAGEN HOME SOONER
DRIVE YOUR NEW VOLKSWAGEN HOME SOONER
A Consumer Loan is a fast and affordable way to purchase a
new or used Volkswagen for personal use.
You can personalise your Consumer Loan by choosing a term,
paying a deposit or tailoring your repayments to suit your lifestyle.
With 100% finance for approved customers there’s nothing to pay upfront,
and our competitive fixed rate means you can budget with confidence.
![[image]](https://radius-cdn.ramp.coxautoinc.com.au/_radius/image?url=https%3A%2F%2Fradius-cdn.ramp.coxautoinc.com.au%2Fassets%2Fuploads%2Fsites%2F6200%2F2025%2F03%2F1-golfwagon-Beautiful-on-the-inside-1.jpg&w=3840&q=75)
Your benefits
Your benefits
— No annual charges or account keeping fees.
— Flexible loan term of up to 7 years.
— Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments.
— Save money with a competitive fixed interest rate.
— No additional security is needed for approved applicants.
Your loan, your choice
Volkswagen Choice is our Guaranteed Future Value Program that gives you the option to trade in, retain or return your car at the end of a loan term.
Our Location
Finance Trading Hours
monday
7:30 am - 5:30 pm
tuesday
7:30 am - 5:30 pm
wednesday
7:30 am - 5:30 pm
thursday
7:30 am - 5:30 pm
friday
7:30 am - 5:30 pm
saturday
9:00 am - 5:00 pm
sunday
Closed
Finance Enquiry
Disclaimer by Volkswagen
1. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
2. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
3. For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
4.Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.
App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.
The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, veh...